Money Connection Summer 2022

2 Let’s Cook! Enroll in eStatements 3 Leverage the Power of your House Did You Move or Change Your Email? Update Your Contact Info Today! 4 Kudos Korner MONEY CONNECTION Coca-Cola Credit Union Quarterly Member Newsletter | Summer 2022 Identity Theft: What to know & how to protect yourself We live in an increasingly digital world. People use devices and technology to shop for everything from groceries and clothing to furniture and electronics. While increased accessibility helps make so many activities quick and convenient, having so much of our personal information online leaves us vulnerable to cyber criminals who are eager to steal and benefit from our personal information. Identity thieves always evolve their tricks to disguise their efforts and access desirable information. They do “spoofing,” using phone numbers, or “phishing,” using email addresses, that look legitimate or seem connected to official agencies — such as the government, police or major companies from which you have likely made purchases. Those who consider themselves tech-savvy and invincible can still fall prey to skilled scammers. Even a child’s information can be stolen, and parents may be unaware of that until many years later when trying to open or access accounts for them. How to Avoid Identity Theft: n Require a PIN or strong password to unlock devices and accounts, plus 2-step verification. n Always use updated security software (such as Norton) on your devices. n Switch to paperless statements so there is less sensitive information in your mail. n Put alerts on your financial accounts so you get reports for each transaction, or transactions exceeding a set dollar amount. n Put a freeze on your credit report so others can’t open accounts in your name. n Do not carry your Social Security card or documents including your SSN on them. n Do not tell anyone your SSN by phone unless you are 100% sure who they are and why they’re asking for it. If you are a victim of Identity Theft: 1. Contact at least 1 of the 3 main credit bureaus: TransUnion, Experian, or Equifax. 2. Report it to the FTC at www.identitytheft.gov or call 877 438 4338. o Online theft can be reported to the FBI at www.ic3.gov . o Tax ID theft can be reported to the IRS at www.irs.gov . o For credit card fraud, call the card issuer to dispute charges and block it from further use. Visit www.usa.gov/replace-vital-documents to replace personal documents. 247375.SummerMoneyConnection.NL.6.22.indd 5 6/24/22 11:35 AM