EDWARDS 2020 ANNUAL REPORT

ALL NEW SAFE DEPOSIT BOXES await their new owners to protect their cherished belongings and/or important papers. LOOKING DOWN THE SECOND-FLOOR HALLWAY towards 10th St. West. Not much to say here except notice the holes for lights. All lights throughout the building are low wattage LED designed to help the building operate as efficiently as possible. MORE GLASS for either the exterior or the interior, or both! ROLL CALL The annual meeting was called to order at 5:00 p.m. by Ron Guyadeen, Chair. The Pledge of Allegiance was recited, an invocation was presented by Lindsay Harris, Connie Reese, Chair of the Supervisory Committee was introduced; all were advised that there was no old business, new business, or questions from the membership. Connie Reese was introduced and spoke about her position and the function of the Supervisory Committee. Connie Reese spoke about the two independent firms that audit EFCU annually and that EFCU has passed all audits conducted, ensuring legal and proper performance of the credit union. APPROVAL OF MINUTES FROM 2019 ANNUAL MEET ING The following information was presented by Lindsay Harris, Secretary: • Meeting was held in April of 2019 • Members were sent the minutes for review and questions BOARD: RON GUYADEEN | CHAIR KIM DUNHAM | VICE-CHAIR DON SULLIVAN | TREASURER LINDSAY HARRIS | SECRETARY RON DAVINO | DIRECTOR NP MARTIN O’BRIEN | DIRECTOR ARDITH RICHARDSON | DIRECTOR SUPERVI SORY COMMI TTEE : CONNIE REESE | CHAIR ALSO PRESENT: 18 | MEMBERS 3 | EMPLOYEES 1 | SUPERVISORY COMMITTEE MEMBER DATE : AUGUST 27, 2020 MOT ION It was moved, seconded, and CARRIED to approve the minutes of the April 2019 meeting (L Forrest/G Bechner).

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