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WAVE

T HE

June/July

Calendar Events

June 9 & 10

North Florida Pet Adoption

Days – Gainesville

June 15 –

Lifesouth Community Blood

Centers Golf Tournament – Gainesville

June 23 –

2018 Warrior Kids Foundation

Golf Tournament

June 29 - July 4 –

Fourth of July

Getaway – Live Oak

June 30 –

Fireworks & Fun – Orange City

July 1 –

Red, White and OSO Blue – Ocala

July 3 –

DeLand Firecracker Festival –

DeLand

July 3 –

Fanfares & Fireworks –

Gainesville

July 4 –

4th of July Fireworks Display –

Lake City

July 4 –

Independence Day – FCU Offices

Closed

There’s been a lot of talk recently about refinancing, but not a lot of talk about

why you should do one! Obviously, the most common reason for refinancing

is to try and obtain a lower interest rate. For many people, the recession left

their rate a lot higher than where current rates stand, so it is a good idea to

have your mortgage re-evaluated to see what sort of interest you could be

paying instead. However, there are other good reasons to refinance, and we’ve

compiled two of the best.

Lowering Everything Else

While your rate is important, you might also be refinancing because you are

looking for a shorter term, or to minimize your monthly payment. In some

circumstances, refinancing a loan from a 30-year to a 15-year term allows

monthly payments to stay about the same, but that’s fifteen less years less to

pay off the loan!

Reasons to Refinance

Your Mortgage

Florida Credit Union specializes in helping members get one step closer to

their dreams. We have the money you need for the life you lead.

Looking for a new car?

Our auto advisors and flexible loan options can get you moving forward.

Planning on adding an extra room, or remodeling the kitchen?

FCU home equity loans utilize the money you already have in your home.

FCU Has Options to Help Fulfill Your Needs!

JUNE 2018

FLOR ID CREDI T UNION

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Federally Insured by NCUA