The Wave | August

Florida Credit Union is a state-chartered, full-service financial institution serving 91,000 member/owners. Membership is open to all residents of Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Duval, Flagler, Gilchrist, Hamilton, Hernando, Jefferson, Lafayette, Lake, Leon, Levy, Madison, Marion, Nassau, Pasco, Polk, Putnam, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union and Volusia Counties. LOCATIONS 43rd Street Office, 2831 NW 43 St, Gainesville 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday 3720 NW 13 St, Gainesville 9 am – 6 pm Mon-Fri 9 am – 1 pm Saturday Haile Branch, 2785 SW 81 St, Gainesville 9 am – 6 pm Mon-Fri 9 am – 1 pm Saturday Butler North, 2803 SW 42nd Street, Suite 10, Gainesville 9 am – 8 pm Mon-Fri 9 am – 5 pm Saturday Ocala Office, 2424 SW 17 Rd, Ocala 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday 3504 E Silver Springs Blvd, Ocala 9 am – 8 pm Mon-Fri 9 am – 5 pm Saturday Country Oaks Branch, 9680 SW 114 St, Ocala 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday Maricamp Branch, 10 Bahia Ave. Lane, Ocala 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday DeLand Branch, 1735 N. Woodland Blvd, DeLand 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday Lake City Office, 583 W Duval, Lake City 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday Starke Office, 2460 Commercial Drive, Starke 8 am – 6 pm Mon-Fri (Drive-thru) 9 am – 6 pm Mon-Fri (Lobby) 9 am – 1 pm Saturday CALL CENTER (call your local office number to reach us) 9 am – 8 pm Mon-Fri 9 am – 5 pm Saturday Gainesville ............. 352-377-4141 Ocala ...................... 352-237-8222 Lake City ................ 386-755-4141 Starke ..................... 904-964-1427 DeLand .................. 386-738-4717 Outlying Areas ...... 800-284-1144 VOLUNTEER BOARD OF DIRECTORS Mr. Al Peoples, Chair Mr. Lynn P. Jones, Sr , Vice Chair Mr. William Hopgood, Treasurer Mr. Andrew Sutherland, Secretary Dr. Jacquelyn D. Hart, Director Dr. Barbara Buys, Director Ms. Judy Johnson, Director Eco-Friendly P R I N T I N G Printedwith soy-based inksonpaper from a responsible source Federally Insured by NCUA FLCU.ORG | 800-284-1144 After all, the sooner you begin, the more solid your retirement foundation can become. Many Americans wait too long to begin planning. Often, this is simply because they don’t know where or how to begin … so they procrastinate. Don’t procrastinate any longer. Retirement planning doesn’t have to be complicated, and a firm plan may provide you with peace of mind for the future. A good first step is speaking to a professional, one trained in the financial issues that impact you. Ken Toops will be happy to share his knowledge with you. You can ask Ken about … • Asset Accumulation • Tax Reduction Methods • Asset Protection • Estate Planning • IRA Rollovers + Asset Management Make sure your money lasts. Enjoy your retirement. If you’re ready to start laying the financial foundation, give Ken a call. Use your local FCU office phone number and dial extension 4072 or email him at ktoops@swbc.com . Are You Prepared to Retire? It’s never too early to start planning for your retirement Ken Toops Financial Advisor SWBC Investment Services Located at Florida CU 2831 NW 43rd Street | Gainesville, Florida 32606 352.377.4141 x 4072 | ktoops@swbc.com Securities offered through SWBC Investment Services, LLC, a registered broker/dealer. Member FINRA & SIPC. Advisory services offered through SWBC Investment Company, a Registered Investment Advisor. SWBC Investment Services, LLC & SWBC Investment Company are not affiliated with this institution. FUNDS SHOULD NOT BE CONSIDERED A DEPOSIT OF INSTITUTION, ARE NOT OBLIGATIONS OF, OR GUARANTEED BY THIS INSTITUTION OR ANY OF ITS AFFILIATED ENTITIES, MAY LOSE VALUE, AND ARE NOT NCUSIF INSURED.

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