Financial Watch | Winter 2019

Financial Watch Winter 2019 Raised our IRA Savings rate 0.50% APY* higher than our regular savings rate. Added Money Market Accounts to our suite of savings products. Added a USDA Mortgage Program with a 0% down payment option on qualifying home purchases. Combined our Rate, Reward, and Legacy Platinum MasterCard programs into a single Platinum MasterCard program providing cardholders with exclusive rewards and enhanced travel insurance while continuing to offer the same low rates, no annual fee, custom card designs and ability to design your own card. Acquired a new building that will allow us to improve member experience in the future. As we advance into a New Year and a new season for HLEFCU, we’re pleased to take a moment to look back over the past year and recap the various enhancements, advancements and accomplishments of your credit union in 2018. A Look Back at 2018 Throughout 2018, HLEFCU Do you have plans to purchase a new vehicle in 2019? Don’t forget about our auto loans! In addition to low rates and flexible terms on all new and used vehicle loans, we are also pleased to offer optional GAP Insurance coverage and Extended Warranty options – even on subsidized vehicles, too! Simply visit www.hlefcu.com for current rates, details and application information. A look ahead ... Thank you for entrusting us with your financial needs! We look forward to sharing yet another successful year with you in 2019. *APY = Annual Percentage Yield

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