Money Matters Fall 2019

410-534-4500 800-JHFCU-70 Members: 43,399 Assets: $462,080,015.93 Branch Locations Homewood Branch 4 E. 33rd Street Baltimore, MD 21218 Bayview Branch 5201 Alpha Commons Drive Baltimore, MD 21224 East Baltimore Branch 2027 E. Monument Street Baltimore, MD 21205 Branch Hours: Mo, Tu, Fr 8:30 a.m.–4:00 p.m. Wednesday 10:00 a.m.–4:00 p.m. Thursday 8:30 a.m.–5:00 p.m. Call Center 410-534-4500 • 1-800-JHFCU-70 Mo, Tu, Fr 8:30 a.m.–4:00 p.m. Wednesday 10:00 a.m.–4:00 p.m. Thursday 8:30 a.m.–5:00 p.m. Lost or Stolen ATM, Debit or Credit Card 410-534-4500 • 800-543-2870 Press 2 to speak with a representative After Hours: For ATM/Debit Card, press 5 For Credit Card, press 6 MoneyMatters is published by the JHFCU office staff. The views expressed do not necessarily reflect those of The Johns Hopkins Hospital or University administration. Address all correspondence to: Johns Hopkins Federal Credit Union c/o Editor, MoneyMatters 2027 E. Monument Street Baltimore, MD 21205 Federally insured by NCUA 4 MONEY MATTERS | Fall 2019 Board of Directors Call for Nominations The Credit Union is under the general direction and control of a Board of Directors. The board’s overriding concern is its fiduciary responsibility in safeguarding the funds and other assets that the Credit Union’s members have entrusted to it. JHFCU shall constitute its board membership in accordance with the standards outlined in its own bylaws, the Federal Credit Union Act, National Credit Union Administration (NCUA) regulations, its mission statement, and its policy for board nomination. The board recognizes its responsibility to create an environment that attracts and retains qualified directors. An individual must certify an interest in and a willingness to serve and must be able to commit the time requested for service. Open positions on the Credit Union’s Board of Directors are filled by election from the membership at the Annual Meeting, held in the spring of each year. At that time, a slate will be submitted by the Nominating Committee with one nominee for each position to be filled. Anyone interested in becoming a board member is invited to express his or her interest in serving the Credit Union by writing to the Nominating Committee, c/o Credit Union President, 2027 E. Monument Street, Baltimore, MD 21205. A current résumé should be included. HOLIDAY CLOSINGS Columbus Day Monday, October 14 Veterans Day Monday, November 11 Thanksgiving Thursday, November 28 & Friday, November 29 Christmas Eve Tuesday, December 24 Christmas Day Wednesday, December 25 New Year’s Eve Tuesday, December 31 New Year’s Day Wednesday, January 1 You can access your accounts via Online Banking, the JHFCU Mobile Banking App, TeleBranch 24 and ATMs. “Golf for Kids” Charity Golf Tournament This year we raised $15,797 at our Annual “Golf for Kids” Charity Golf Tournament. To date, we’ve raised over $350,000 benefiting the Johns Hopkins Children’s Center. Thanks to all those involved for the success of this event! JHFCU’s Year-End Car Loan Event Visit to find out how you can earn a 1% rebate with our Blank Check Loan when you use it to finance your vehicle, or a rebate of up to $219 for refinancing a vehicle from another lender with us.