Money Matters Fall 2020

410-534-4500 800-JHFCU-70 jhfcu.org Members: 43,416 Assets: $523,668,455.41 Call Center 410-534-4500 • 1-800-JHFCU-70 M,Tu,Th,F 8:30 a.m.–6:00 p.m. Wednesday 10:00 a.m.–6:00 p.m. Branch Locations Due to COVID-19 restrictions, our East Baltimore and Homewood branches are open by APPOINTMENT ONLY. Please visit our website or call to make an appointment. East Baltimore Branch 2027 E. Monument Street Baltimore, MD 21205 24-Hour Drop Box available Homewood Branch 4 E. 33rd Street Baltimore, MD 21218 Bayview Branch Lobby Closed 5201 Alpha Commons Drive Baltimore, MD 21224 Drive-Thru Open Drive-Thru Hours: M,Tu,Th,F 8:30 a.m.–6:00 p.m. Wednesday 10:00 a.m.–6:00 p.m. 24-Hour Drop Box available Administrative Office Canton Crossing Tower 1501 S. Clinton Street, Suite 1200 Baltimore, MD 21224 Lost or Stolen ATM, Debit or Credit Card 410-534-4500 • 800-543-2870 Press 2 to speak with a representative After Hours: For ATM/Debit Card, press 5 For Credit Card, press 6 MoneyMatters is published by the JHFCU of ce staff. The views expressed do not necessarily re ect those of The Johns Hopkins Hospital or University administration. Address all correspondence to: Johns Hopkins Federal Credit Union c/o Editor, MoneyMatters 2027 E. Monument Street Baltimore, MD 21205 Federally insured by NCUA 6 MONEY MATTERS | Fall 2020 NOTICE: December Skip-a-Payment We are unable to offer our annual December Skip-a-Payment promotion this year. If you are experiencing a nancial hardship, please visit our website and complete the COVID-19 Hardship Request Form. Annual Meeting Rescheduled Due to COVID-19 restrictions, we postponed our Annual Meeting, originally planned in May. We have rescheduled to host a Virtual Annual Meeting on Monday, November 9, 2020 at 4:00 p.m. If you would like to attend virtually, through Zoom, RSVP on our website , jhfcu.org . JHFCU’s Holiday Loan Ease the burden of holiday expenses with our seasonal Holiday Loan. Borrow between $1,000 and $1,200 and repay over the next 12 months for a more affordable monthly payment. Apply online or through our mobile app today! *APR = Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change Rates as low as 6.5 % APR * “Golf for Kids” Charity Golf Tournament Due to the pandemic and social distancing restrictions, we had to cancel our 2020 Annual “Golf for Kids” Charity Golf Tournament. This annual event has raised over $350,000 bene ting the Johns Hopkins Children’s Center. We thank all of our sponsors for their continued support and look forward to our next tournament in July 2021. JHFCU donated to other Johns Hopkins programs during 2020, and continues to support the Johns Hopkins institutions and local community. Columbus Day Monday, October 12 Veterans Day Wednesday, November 11 Thanksgiving Thursday, November 26 and Friday, November 27 Christmas Eve Thursday, December 24 Christmas Day Friday, December 25 New Year’s Eve Thursday, December 31 New Year’s Day Friday, January 1 You can access your accounts via Online Banking, the JHFCU Mobile Banking App, TeleBranch 24 and ATMs. HOLIDAY CLOSINGS