Money Matters Spring 2020

6 MONEY MATTERS | Spring 2020 410-534-4500 800-JHFCU-70 jhfcu.org Members: 43,345 Assets: $485,912,468.43 Call Center 410.534.4500 • 1.800.JHFCU.70 Due to the pandemic, our hours have temporarily changed. Check our website for current details. Mon.–Fri. 8:30 a.m.–6:00 p.m. Branch Locations Due to the pandemic, our branches are temporarily closed. Check our website for current details. Homewood Branch 4 E. 33rd Street Baltimore, MD 21218 Bayview Branch 5201 Alpha Commons Drive Baltimore, MD 21224 East Baltimore Branch 2027 E. Monument Street Baltimore, MD 21205 Administrative Office Canton Crossing Tower 1501 S. Clinton Street, Suite 1200 Baltimore, MD 21224 Lost or Stolen ATM, Debit or Credit Card 410-534-4500 • 800-543-2870 Press 2 to speak with a representative After Hours: For ATM/Debit Card, press 5 For Credit Card, press 6 MoneyMatters is published by the JHFCU office staff. The views expressed do not necessarily reflect those of The Johns Hopkins Hospital or University administration. Address all correspondence to: Johns Hopkins Federal Credit Union c/o Editor, MoneyMatters 2027 E. Monument Street Baltimore, MD 21205 Federally insured by NCUA Retraction/Correction to Board of Directors: There were four nominees, although our article in the printed Winter 2020 Money Matters mentioned there were six nominees. Refinance Your Car Loan & Save Plus, No Payments for 90 Days! In today’s uncertain times, let us help ease a bit of your stress by helping you lower your expenses. When you choose to refinance your auto loan from another financial institution, you’ll receive two great benefits. • Enjoy no payments for 90 days • Lower your car payment and/or your total interest The sooner you apply the sooner you can start saving! Apply online today. Simply log in to your JHFCU account and click on the Loan Application. Or give us a call at 410-534- 4500, ext. 503 . It’s helpful if you have your auto’s vehicle identification number (VIN), mileage and an estimated loan payoff. Our friendly lending team will reach out to you for a couple of other documents. You will need to ask your current lender for a 10-day payoff, and will need to provide the original title if your car is financed in Maryland or a copy of your title if your state has an electronic title system (most other states use electronic titles)*. Please note that JHFCU can refinance vehicles up to seven (7) years old (2012 or newer) and have under 125,000 miles. If your vehicle is older, there still may be some options to consider, so give us a call. Coming Soon SavvyMoney® – We’re bringing you your credit score and so much more. Our solution will provide you with a comprehensive credit score analysis, full credit report, monitoring, tips on how to improve your score, and special loan offers specific to you. SavvyMoney is coming soon to JHFCU’s online banking. Mobile MoneyDesktop – Track your spending, create and maintain budgets, monitor your debt, and view your net worth at a glance, all from your phone. Available through JHFCU’s online banking and coming soon to mobile. Audio Eye The AudioEye Toolbar on our website benefits visitors with diverse abilities by providing a customized experience. Each assistive utility made available from the toolbar may be used individually or combined with another. AudioEye’s automated technology provides the foundation for barrier-free access to the web. It resolves website accessibility issues efficiently, and with a focus on enhanced usability for all. Committed to Providing Equal Access to Our Online Content *If you purchased your car in Maryland, you should have received your title when you originally purchased your car; if not, you will need to retain a duplicate from the Maryland Motor Vehicle Administration (MVA).