Money Matters Spring 2020

MONEY MATTERS | Spring 2020 3 Earn DOUBLE Rewards in April & May Use your JHFCU Visa ® Platinum Rewards credit card for anything and everything and earn twice as many uChoose Rewards®points for each purchase.* During the months of April and May, earn twice as many points, even on essentials and when paying for carryout meals. Then use your points to treat yourself to merchandise or gift cards! Register your card or log in at uchooserewards.com to earn and redeem points, or visit jhfcu.org . Not a cardholder? Apply online today at jhfcu.org or visit a branch. All of our credit card options include: • No annual fee** • 0% balance transfer fee** • Rates as low as 9.40% APR** for Visa Platinum Rewards (or 7.90% APR** for Visa Platinum) *Earn two (2) uChoose Rewards points for every $1 on all purchases made April 1 through May, 31, 2020. Double points are not valid on cash advances or balance transfers. Points earned will be posted to participant’s uChoose Rewards account the following month. **APR = Annual Percentage Rate. Rates are based on applicant’s credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater. Join JHFCU’s Advisory Council Are you interested in the success of Johns Hopkins Federal Credit Union? Do you find yourself advocating for the Credit Union to your friends or coworkers? Do you have an idea that you believe may help the Credit Union? If you answered yes to one or more of the questions, consider applying to JHFCU’s volunteer Advisory Council. Applicants should: • Be engaged members who utilize JHFCU’s services and are genuinely interested in the Credit Union, its members, and its success. • Have the understanding that JHFCU exists to serve its members, but must look out for the interests of the entire membership and its ongoing financial strength. • Be willing to advocate for JHFCU, including educating potential members (or current members) on the benefits of Credit Union membership and encouraging them to join and/ or use additional services. • Be willing to serve as a voice of other members, asking questions and providing feedback on JHFCU products and services. Time Commitments of Advisory Council Members • Attend a JHFCU Overview Orientation session (held as needed for new Council members). • Attend quarterly meetings, which are usually lunch meetings from noon to 1:00 p.m., one each at Homewood and East Baltimore branches. Other locations may be added in the future. • Should attend the Annual Meeting. • If available, represent JHFCU at benefit fairs or other events where JHFCU is represented. JHFCU recognizes that Advisory Council members need to work around their job duties, but asks that an effort be made for the above in order to have a successful, productive Council. If interested, please complete and return the application. Applications are reviewed by our Board Advocacy Committee to help ensure the Advisory Council is comprised of individuals who are active members and represent various segments of the Johns Hopkins FCU membership community. Apply online at jhfcu.org . College Students: would you like to be a part of our Student Advisory Council? For more details or to apply online, please visit jhfcu.org .